As you’ve likely heard, more than 100-million Capitol One customers are the victims of a hack. And while you might think your world is “all good,” Wallet Hub CEO Odysseas Papadimitriou says customers should be “more concerned than usual” with this one. Among other reasons? Because the “bottom line’s that most people’s information’s probably been stolen at least once.”Here are some steps they suggest protecting yourself as best you can from here on out:
- Credit Monitoring –Get yourself into a program that covers you 24/7.
- Two-Factor Authentication –Use your mobile as another way to get into your account and make it mandatory.
- Freeze vs. Alert –A fraud alert won’t do much. Freezing your cards temporarily will keep someone from doing anything nefarious with them.
- Suppression –You can have negative marks on your credit “suppressed” and stop them from ever reappearing.
- Unsolicited Requests For Info –Don’t respond to these..